Marqzy | Finance, Case Studies & Policy Insights

DCA vs. Lump Sum: The Best Strategy for Navigating Market Dips in 2026 Key Takeaways Lump sum investing outperforms dollar-cost averaging roughly 67-75% of the time historically , but 2026's heightened volatility changes the game. Market experts predict significant volatility in 2026 with elevated valuations and ongoing geopolitical tensions creating uncertainty. Psychology often matters more than mathematics when choosing between DCA and lump sum strategies during market. dips Global trade tensions and tariff uncertainty are creating unique market conditions that favour flexibility. A hybrid approach combining both strategies may offer the best balance between returns and peace of mind. mind Introduction: When Fear Meets Opportunity Picture this: you've just received a £50,000 inheritance, bonus, or windfall. The market's been on a wild ride lately – one day up 2%, the next down 3%. Your hands are sweating just thinking about pressing that "invest...